Pension & 401(k)

Retirement Advisors

Columbia Benefit’s dedicated, experienced and responsive professionals work with a variety of financial intermediaries to deliver retirement solutions for plan sponsors. Our partners include retirement specialists, financial consultants, registered investment advisors and financial intermediaries who value our depth, range of experience and independence.



Whether you are a seasoned veteran or just entering the business, Columbia Benefits has the experience, network and systems to help you deliver quality to your employees and practices with a team approach.



Our independent status allows us to offer you a wide range of competitive services to meet your specific needs. We have both expertise and a comprehensive set of solutions in the following disciplines:

Retirement Plans



We help you deliver high quality retirement plans driven by the needs of your clients and their business, regardless of size, industry or location. We have the experience, expertise and systems to handle any type of retirement plan, from 401(k) start-up plans to large, complex cash-balance or cross-tested plans for more sophisticated needs.



Plan Design Consulting



There are no situations or plan types we are unable to handle. We customize plans to fit your clients' needs. Our technical understanding of the regulatory requirements helps you deliver creative solutions and capitalize on your best opportunities. To help us determine the best solution for your client, we can provide plan design and actuarial studies that consider important issues including:

· Defined Benefit vs. Defined Contribution Plans

· Conversion to a Cash Balance Plan

· Changes in benefit structure or formula

· Adding or Improving Ancillary Benefits

· Special Early Retirement Programs

· Plan Administration, Compliance and Legal Expertise

From Cash Balance Plans to ESOPs and from traditional recordkeeping to the highly convenient daily accounting option, we make it easy for you to have the plan you want, with the features you want. We provide proven systems for implementing, managing and protecting plans to ensure accuracy and compliance. We work with a number of experienced attorneys and compliance specialists that can help plan sponsors correct the most difficult retirement plan challenges. We have the experience needed to assist your clients through an IRS or DOL corrections program or audit. Columbia Benefits provides its broker and advisor partners with the resources and expertise they need to meet challenging retirement plan issues, whether they are taken-over or start-up plans.









Pension Actuarial



In an environment of continuous change and increasing regulation, the scrutiny of your clients is greater than ever. To remain in compliance with IRS and DOL regulations, plan sponsors need accurate calculations (particularly with Defined Benefit Plans) and timely interpretations (Non-Qualified Plans) based on actuarial analysis. Our actuarial expertise covers all aspects of plan management and the regulatory / compliance issues that affect them.

Columbia Benefits understands teamwork and partnership. We work seamlessly with you to offer the best in retirement plan services.

Strategic Alliances



In today's environment, companies that give individual participants the ability to select their own plan investments need an investment provider with a diverse offering of investments, daily valuation capabilities, "800" number and internet access, and excellent customer service.



Columbia Benefits, through quality relationships, seeks to provide the best possible combination of recordkeeping and investment management services to complement our administrative and compliance services. These alliances are carefully chosen, and the companies listed here have demonstrated their commitment to retirement plan services. You, as the licensed financial advisor will assist in the recommendation as to which company is best suited to provide services to your clients' plan.

Quick Links

 

Schwab Institutional Client Access

Lincoln Financial Group Client Access

John Hancock Client Access

Pension Fidelity Bonding through Colonial Surety


 



 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck