Staying on Schedule Dollar-cost averaging is an investing technique that entails buying a fixed dollar amount of a particular investment on a regular basis, regardless of fluctuating share prices. Here’s how it works. Let’s say $100 is invested each month. That $100 automatically buys more shares when prices are low and fewer shares when prices rise, which could result in an overall lower cost per share over time. Dollar-cost averaging can be an effective way to steadily accumulate shares to help meet long-term goals, but it does not ensure a profit or prevent a loss. To take full advantage of the benefits of this strategy, you must be financially able to continue making purchases through periods of high and low price levels. Have you checked your portfolio lately to make sure your investments are still in line with your long-term goals?